How To Take Charge of Your Finances

How To Take Charge of Your Finances

Something everybody should do regularly in their lives in taking charge of their finances. Ensuring you’re set up for your future and life you want is important. Not having the right advice and guidance as a young adult can really set you up for failure as an adult.

In this post I’ll be sharing some tips and advice on how to take charge of your finances!

GET YOUR DEBTS UNDER CONTROL

Being in debt can be a stressful thing. Whether it’s a mortgage you’re paying back or a credit card. Making sure you set aside money each month to pay off your debt is something that everybody should be doing. Only ever borrow what you know you can pay back. Having debt isn’t all that bad though, it can help raise your credit score which helps in your future of buying a house or being accepted for loans.

There are many helpful online tools you can use such as mortgage calculators or Tax Depreciation schedules that can help you get your finances under control.

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SET A SAVINGS GOAL

If you’re wanting to save for something in your future like a house or a new car, setting up a savings goal can be really beneficial in motivating you. There are many banks out there that offer schemes and ways for you to track your savings progress.

You will feel so accomplished when you see your savings goal fulfilled.

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PROTECT YOURSELF

There are so many tools and advice online on how to protect yourself when it comes to your finances. Making sure your money is safe and secure is a good way to start. Open up a savings account with a reputable company and house your savings with them. Doing this could also earn you money.

Protecting your finances also in turn helps you to protect your future investments. Meaning less stress and worry about your finances for your future.

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How do you take charge of your finances? Do you have any advice you can share?

Olivia x 
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5 Tips For Keeping Your Relationship Alive & Healthy

5 Tips For Keeping Your Relationship Alive & Healthy

Finding a partner you want to spend your life with can be a challenge in itself. But, if you’re lucky enough to have found that person you want to build something beautiful with, it can take work to keep it alive. Work, but it doesn’t have to be hard. Communicating your expectations, boundaries and your wants will ensure better success in your relationship in the long run.

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Anxiety Busters: Techniques That Really Work

Anxiety Busters: Techniques That Really Work

In today’s fast-paced world, anxiety can feel like an ever-present shadow, impacting our daily lives, relationships, and overall well-being. But there’s good news – you’re not powerless against it. With the right strategies and tools, you can navigate through the murky waters of anxiety and become calmer and more happy

Continue reading “Anxiety Busters: Techniques That Really Work”

3 Pieces of Blogging Advice All Writers Need

3 Pieces of Blogging Advice All Writers Need

Blogging advice can vary so much from blogger to blogger, and personally I think thats the beauty of blogging. We all have different thoughts and advice we can share along the way. It’s honestly one of the main reasons why I love the blogging community so much. We all have the same goal, to write and enjoy ourselves and thats why I think it works so well for us in the blogging space.

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Three Things I’m Happy to Leave in 2023

Three Things I’m Happy to Leave in 2023

As we welcome the start of a new year, it’s natural to reflect on the past and look towards the future. For many of us, 2023 has been a rollercoaster ride filled with both highs and lows. As we enter a new year, it’s important to acknowledge and appreciate the lessons we’ve learned, but also to let go of things that no longer serve us.

Read more: Three Things I’m Happy to Leave in 2023

In this blog post, I want to share three things that I am happily leaving behind in 2023. These are aspects of my life that have held me back, caused unnecessary stress, and hindered my growth. Join me in saying goodbye and moving forward towards 2024.

THE FEAR OF MAKING MISTAKES

As we step into a new year, it’s time to shake off the fear of making mistakes. Many of us have spent far too long trying to please others and avoiding any mistakes along the way. But the truth is, making mistakes is a natural part of life and an essential to growing in life. We limit so much of our selves by worrying about making mistakes and it really does hold us back.

One of the main reasons we fear making mistakes is because we are too focused on people-pleasing. We constantly worry about what others will think of us if we stumble or fail. But here’s the thing – everyone makes mistakes. It’s how we learn and grow. Instead of striving for perfection, we should aim for progress. By accepting that mistakes are inevitable, we free ourselves from the fear of failure.

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SAYING GOODBYE TO SELF-DOUBT

Saying goodbye to unnecessary self-doubt is one of the most liberating things we can do for ourselves. We’ve all experienced moments of questioning our abilities and second-guessing our decisions. But it’s time to let go of those doubts and embrace our own worth and potential. 

One of the main culprits of self-doubt is people-pleasing. We constantly seek validation from others, fearing that if we don’t meet their expectations, we will be deemed not good enough. But the truth is, we can never please everyone, and that’s okay. We need to shift our focus from external validation to self-acceptance and self-belief. 

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NEGATIVITY AND TOXIC RELATIONSHIPS

Negativity can come from so many places, one being our own self talk and negative beliefs in ourselves. Constantly putting yourself down, doubting your abilities and comparing ourselves to others doesn’t help us grow as people. It’s time to challenge these negative thoughts and replace them with compassion and empowerment. we deserve to believe in ourselves and our potential.

Toxic relationships will always make you fall behind. They will drain you of everything you have and you won’t even have anything left to give yourself. It’s not until you’re out of it that you realise it has such a lasting impact on you. They can make you feel worthless and like you’re nothing. Let go of those toxic relationships you’ve been holding onto. Realise what you deserve and find the strength to let go and put yourself first.

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What are you leaving behind in 2023?

Olivia x 
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